If you don’t meet this requirement, your rate will be 0.10%.Īlly is an online bank, so it should come as no surprise that it has a strong mobile app. Your checking balance will also earn interest, as accounts with a $15,000 minimum daily balance or higher receive a 0.25% APY. Aside from the standard features, like a free debit card, the account offers fee-free access to 55,000 ATMs in the Allpoint network. If you were to deposit $10,000 in this account and let it mature for four years, it would see $1,811.48 in interest earnings.īanking becomes a whole lot simpler if you can manage to keep all of your accounts at one institution. Ally features one of the top rates on the market, as it boasts a 4.25% APY. The linchpin of any savings account, though, is its interest rate. Beyond this, the account doesn’t have any monthly maintenance fees, making it an extremely realistic option for many. No matter how much money you have to deposit, you can open an Ally Online Savings Account.
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